Comprehensive Planning

Too often consumers are sold products when what they really need is a comprehensive and coordinated plan!

Our view of “comprehensive planning” means, well…., a comprehensive plan

We prefer to help clients create a broad-based comprehensive plan that can be monitored and adjusted over the years to meet their ever-changing circumstances and goals.

Asset Protection planning

Using domestic structures (usually LLCs) to protect brokerage accounts, vacation properties, rental properties, or any other valuable assets from negligence lawsuits. If you are reading this and you have a brokerage account of over $250,000 in your own name, it is at risk and the #1 asset a creditor will go after.

Estate planning papers

Estate planning

Most people do NOT have their wills and durable powers of attorney implemented or living trusts set up and funded properly. Many affluent clients many times lack the more sophisticated planning tools needed to accomplish their goals. AS Wealth Management has as an Advisory Board Member attorney Roccy DeFrancesco who, along with affiliated attorneys from around the country, are able to provide our clients with client-first recommendations on a fee schedule that has price sanity.

Tax Minimization

Most people are not minimizing current/and or future tax liabilities (income and capital gains). We help our clients put together a comprehensive tax mitigation plan (especially business clients). This includes the use of Retirement Life™, carve-out planning for pensions, and 401(h) plans (the industry’s only tax-free qualified pension plan).

Long term care helping hands

Long-Term Care Planning

LTC planning seems to be a forgotten topic due to the cost of primary LTC insurance. Through the use of hybrid products, consumers now have an LTC insurance option they can afford. This is vitally important considering this is one of, if not the largest, expenses of most seniors in retirement.

Mitigating Risk in the Stock Market

This is the core function of AS Wealth Management, which is to help clients generate the best risk-adjusted returns we can using our various model portfolios.

Corporate Structure as well as Buy/Sell/Business Transition Planning

Many times businesses are not set up with the correct structure (including choice of entity for tax purposes). More yet do not have in place a business transition/buy/sell plan. With the support of the AS Wealth Management Advisory Board, we have significant resources to help our business clients with these very important issues.

Interested in discussing what a comprehensive plan might look like for your clients?

If you would like to discuss a client's situation and get a sense of what an overall comprehensive plan might look like, simply email or give us a call at (269) 216-9978. We’d be happy to schedule a time for a call, Zoom-type or in-person meeting.


Prepare wills and trusts
Evaluate insurance needs
Review cash flow budget


Emergency fund
Liquid investments
Start building portfolio


Wealth accumulation
Pay college expenses
Start a business


Sell a business
Leave an estate

Let's Answer
Your Questions

To learn more about our management philosophy and whether it may fit in with what you are trying to accomplish with your investible dollars.

Error: Contact form not found.

Reach Your Goals Now

Ready to learn more about AS Wealth Management and why we may be a good fit to help provide better risk-adjusted return portfolios to your clients while simultaneously helping you better market yourself and grow your revenue?
Give us a call
Email us
Serving the USA
Back to top